Saturday, September 3, 2016


Recently, we met one of our old college friend after 23 years in Bangalore.
He is now a citizen of USA.
There is no news of him recently.
He was not in touch with any of our friends for almost 15 years.
The meet was very good. We had drinks and food in the Roof Top Restaurant in a 3 star Hotel in Bangalore.
we were talking till early morning 3.30AM.

While having dinner, he was telling his challenges in USA.
He is living with his wife and two daughters.
The young daughter had some medical challenges while she was born.
All of his savings was gone to treat her. Doctors were not sure on the diagnosis.
They had very tough time for years together.

He was in deep debt at one point of time.
He consulted all of his friends an done of them advised to go for filing Bankruptcy.
He felt that it was a good idea and consulted an attorney.
But his wife refused to declare bankrupt at any point of time.
She was very strong and told him that it was your problem and I couldn't file the same.
He thought very bad at her words but realised how it was a bliss later.
Even the attorney told him that to get separate from her.
But the couple stood together.

So he filed Bankrupt and called for a court hearing.
Judge was asking many unprepared questions an dour friend was baffling.
But at the end , he was awarded to file Chapter 11 Bankruptcy.
so he filed the same.

Then started the chaos. He couldn't even open a bank checking account.
He couldn't get any credit card.
There was a board at his door saying that it is for eviction.
On seeing this on a daily basis, our friend's heart was bleeding.
He was forced to evict his house.

Luckily, his employer didn't fire him even after he informed on his bankruptcy.
but the bliss was that his wife could open a checking account and he could apply for a credit card.
This helped them a lot at the difficult period.
Then, she decided to go for a job. He was reluctant initially but he agreed.
Slowly, things were getting better and they repaid most of the debts.

Now, he is living in a new house.
His daughter is in a better medical condition.
Even though, he is under medication, he is happy.
They met all of their friends and family after so many years in India.
We felt so proud of our friend.

It is an inspiring story for all of us.

Life is a roller coaster.
There will be ups and downs.
We have to be strong and stick together.
we have to have a game plan and execute.
We should not keep trying.
Things will change slowly, we have to keep patience and trust in the higher source.


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